Out-of-Pocket Maximum: What It Is and How It Protects You By Laurel C. Yazzie | Last reviewed: August 2026 When you shop for health insurance, your attention probably goes straight…

What Is Coinsurance in Health Insurance? By Laurel C. Yazzie | Last reviewed: August 2026 If you have ever looked at an Explanation of Benefits and wondered why you still…

What Is a Health Insurance Copay? By Laurel C. Yazzie | Last reviewed: August 2026 When you visit a doctor or pick up a prescription, you will often owe a…

What Is a Health Insurance Deductible? By Laurel C. Yazzie | Last reviewed: July 2026 Health insurance comes with its own vocabulary, and the deductible is one of the terms…

How Health Insurance Claims Work: A Step-by-Step Guide By Laurel C. Yazzie | Last reviewed: July 2026 Health insurance pays a large share of your medical bills, but only after…

Why Is Health Insurance So Expensive? The Real Reasons Explained By Laurel C. Yazzie | Last reviewed: July 2026 If your monthly premium feels like a second mortgage payment, you…

When Does Health Insurance Start After Enrollment? By Laurel C. Yazzie | Last reviewed: July 2026 You submitted your enrollment application, selected a plan, and paid your first premium. Now…

Can You Get Health Insurance After Losing Your Job? By Laurel C. Yazzie | Last reviewed: July 2026 Losing a job is stressful enough. Figuring out what happens to your…

Can You Use Health Insurance in Another State? By Laurel C. Yazzie | Last reviewed: June 2026 The question of whether you can use health insurance in another state comes…

Can You Have Two Health Insurance Plans? By Laurel C. Yazzie | Last reviewed: June 2026 Many Americans find themselves covered by more than one health insurance plan, whether through…